Make AI a practical tool to help people to save time, save money and earn money to fuel growth and efficiency.
Mission:
To empower individuals and businesses to harness AI with ease, unlocking potential and creating impactful, data-driven changes that enhance financial well-being and productivity.
Vision:






Dr. Koay
Harness AI, Enhance Decisions
Dr. Koay empowers businesses to leverage the transformative power of Artificial Intelligence. With expertise in AI and advanced analytics, Dr. Koay enables you to derive actionable insights that improve decision- making and drive innovation.
Save Time, Reduce Costs, Maximize Profits
Dr. Koay's tailored solutions focus on optimizing your operations, helping you save time, reduce costs, and maximize profits. Dr. Koay guides you through the integration of AI into your business processes, ensuring you stay ahead of the competition and achieve sustainable growth.
Unlock Your Business Potential
Join Dr. Koay on a journey to unlock your business potential through AI-driven strategies that lead to lasting success. Contact Dr. Koay today to discover how you can thrive in the digital age.

Publication 1
The Role Of Implicit Determinants In A Highly Liberalized Emerging Market: Evidence From Malaysia
The Singapore Economic Review
(SER), 2022, vol. 67, issue 04, 1287-1305
Publication 2
Does Local Risk Still Matter In The Highly Liberalised Emerging Market Of Malaysia?
Malaysian Journal of Economic Studies
Vol. 60 No. 1: June 2023 / Articles

Testimonials
Words from my Clients




Dr. Koay has helped Timing and You to save time, reduce costs and increase revenue, making our operations smarter and more efficient. With her generative AI solution, I’ve saved 50% of my research time and stay updated on the latest financial news. Her customized chatbot handles 70% of the customer inquiries, saving thousands in staffing costs while her AI solutions cut down the time spent on marketing efforts by 40%.
Derick Tan
Dr. Koay transformed the way we approach decision- making. She made complex concepts easy to grasp, helping us streamline processes and uncover valuable insights. Highly recommend!
Lim Geik Ling Elynn
Dr. Koay’s guidance has been invaluable in helping us refine our strategies and achieve better results. Her expertise has truly made a difference, and we highly recommend her.
Lim Zhun Wing
Dr. Koay’s consultation was pivotal for our business. Her guidance transformed our workflows, significantly improving efficiency and helping us identify key opportunities for growth. We are now seeing measurable results and wholeheartedly recommend her expertise!
Lim Zhi Zhun

Awards and Recognitions
Throughout my academic and professional journey, I have been honoured with several awards that highlight my dedication to the fields of Big Data, Finance, and Quantitative Research.

Ph.D. Scholarship (2016-2019)
Area: Quantitative Finance/ Applied Mathematics in Finance
(Awarded by Ministry of Education Malaysia)

Access Scholarship (2017)
(Awarded by Chartered Financial Analyst (CFA) Institute, United States of America).

Sponsored presenter at the 42nd Federation of ASEAN Economic Associations (FAEA) Conference
(Sime Darby and World Bank Group)

Facilitator and presenter at the 20th Malaysian Finance Association Conference (MFAC)
(Fully sponsored by University Sains Malaysia)

CFP Challenge Status (2019)
(Awarded by the Financial Planning Association of Malaysia)
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Ph.D. Scholarship (2016-2019)
Area: Quantitative Finance/ Applied Mathematics in Finance
(Awarded by Ministry of Education Malaysia) -
Access Scholarship (2017)
(Awarded by Chartered Financial Analyst (CFA) Institute, United States of America). -
Sponsored presenter at the 42nd Federation of ASEAN Economic Associations (FAEA) Conference
(Sime Darby and World Bank Group) -
Facilitator and presenter at the 20th Malaysian Finance Association Conference (MFAC)
(Fully sponsored by University Sains Malaysia) -
CFP Challenge Status (2019)
(Awarded by the Financial Planning Association of Malaysia)
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